Add money value metrics to the vertical axis, and the month on the horizontal axis. Create a s mall chart for your electric, heat/AC, water and other expenses like your trash. Be sure to follow me on Instagram for more tips and tricks. Design a line chart in your bullet journal to analyze each month’s utility usages. Whether you start tracking your expenses using your Bullet Journal or another way, I would suggest you do it! It is super eye-opening and it has made me feel more in control of my finances. For the moment thought I want to be able to see where my money is going. Over the next few months I will create a budget and track my bills. This is to make sure I use it and so that it is easy to follow. My expense tracker spread for April.Īs you can see from the video I have kept my expense tracker simple. Watch my video below to see how you can re-create my spread at home. Bullet Journal Expense Tracker 2019 Financial Planner Free Printable 10 Brilliant Budget Trackers for your Bullet Journal 10 Bullet Journal Money Trackers To. The theme in my travel bullet journal this month is Japan. I use my bullet journal every day now, it is the perfect place for me to track my finances. In the past, I have used notebooks or apps, neither have worked for me. my bullet journal expense tracker.įor the month of April, I have created an expense tracker for the first time in my bullet journal. Using your planner or bullet journal, knowing where the money is spent has never been easier (or more fun). This means that your expense tracker isn’t weighed down with things you have to pay for every mont. You need to see the whole monthly budget all in one shot.Of bills, it can be easier to have a separate bills tracker for things like rent. Ideally, this would all fit on one page or a one-page spread. It’s time to get your finances in check and there are many different printables that can help you do that. We’ve designed over 30 stylish templates that you can print and use to keep on top of your monthly expenses. minus extra spending (i.e., gym, dining out, fun money, hobbies, etc.) Keep track of your expenses with our Expense Tracker Templates.They have been used to create a routine of good habits, and they have been used to track quitting bad habits. minus debt repayments (working the debt snowball method of course) Trackers are something you will see everywhere in the bullet journal community Trackers provide a place to track how often you do something, use something, see something, etc.minus must spend monthly expenses (i.e., mortgage, utilities, insurance).But buying a latte and a scone can do wonders for your soul too! Hopefully, this means that you’re tucking an extra $11 into your savings account. Yup, every dollar needs to be working! So you are literally spending everything. Using a zero-based budget means that you are giving every single dollar of income a job to do. Remember, you need to take care of your big dreams! It takes a bit of time and effort to consistently. You can easily cut the items at the bottom of the list if you are over budget – no debating or negotiating with yourself.Ī pay yourself first budgeting model is when you pay into your savings accounts (those financial goals that you have) before paying any other bills. A planner is a great tool for keeping track of your time and staying organized. Priority-based budgets are where you put your most important expenses at the top of your list and the least important at the bottom. It sounds confusing at first but let’s break it down. We’re going to do a priority-based budget that utilizes a pay yourself first model, along with a zero-based budget framework. (Yes, you can have a different opinion, I just want to give a sample of one so people can get an idea). 2.2 Bill Pay Checklist 2.3 Monthly Bill Tracker 2.4 Bill Calendar Template 2.4.1 Yearly Bill Calendar 2.4.2 Monthly Bill Calendar 3 Expense Tracker Excel 4 Expense Tracker Printable 4.1 Daily Spending Tracker 5 Bullet Journal Expense Tracker 6 Why should you track your expenses 7 How to Keep an Expense Log 7. However, let’s run through the budgeting method and strategies that I think work best. What should a bullet journal budgeting layout look like?Īs I mentioned, you can use any budget method you want.
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